Frequently Asked Questions

There are two types of title insurance policies: an owners’ policy and lender policy. Title insurance guards both lenders and buyers from monetary loss suffered secondary to deficiencies in a title to a property.

All lenders will require a lender title insurance policy to be purchased by the buyer. Borrowers will have the option to purchase title insurance to protect their interests.

Buyers should ensure the funds necessary for closing have successfully been transferred to the appropriate party. Typically by means of a wire transfer. Lenders should be prepared with all loan documents. Lastly, all persons coming in for signing should have at least one valid proof of photo identification.

While closing times can vary, purchase closings typically take 45 minutes to an hour. Clients that are refinancing should allot for 30 minutes to an hour. All closing times are subject to change should any (unlikely) unforeseen circumstances occur.